DeFi on TON

Decentralized finance, native to Telegram

Trade, lend, earn, and move money across borders — all inside Telegram. Sub-second finality, fees under $0.01, and instant access to 1 billion users.

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Wallet in Telegram

Telegram has a built-in @wallet that lets anyone buy, send, and receive crypto without leaving the app. No seed phrases, no extra downloads — just tap and go.

No extra app needed

The wallet lives inside Telegram. Users open it from any chat, buy crypto with a bank card, and start using DeFi services instantly.

Send to contacts by username

Forget wallet addresses. Send USDT or TON to any Telegram contact — as easy as sending a message.

Open Wallet

Digital Dollars on TON

USDT on TON is the fastest-growing stablecoin launch in Tether history — over 580 million USDT issued and circulating. Send digital dollars to anyone, anywhere.

Zero fees

Send USDT through Telegram without paying any transaction fees. The network absorbs the cost so transfers stay free for users.

Instant transactions

Transfers settle in under a second. No waiting for confirmations — payments land as fast as a chat message.

People, not addresses

Send USDT to Telegram contacts by username. No need to copy and paste long wallet addresses.

Send USDT in 3 easy steps

1. Buy USDT

Purchase USDT with a bank card or through the P2P market directly inside Telegram Wallet.

2. Transfer to a friend

Pick a Telegram contact and send any amount. The transfer is direct and instant.

3. Withdraw or use in TON

Your friend can cash out, hold, or use USDT across the TON ecosystem — DeFi, games, payments, and more.

Start with Wallet Buy USDT on TON

Bring assets from any chain

Transfer tokens from Ethereum, Solana, Tron, and 100+ networks into TON using trusted bridge protocols. LayerZero integration enables secure OFT transfers across the ecosystem.

Stargate

Arbitrum, Ethereum, Tron. Powered by LayerZero for secure, composable cross-chain transfers.

Open Stargate

Symbiosis

Ethereum, BSC, Polygon, Avalanche, Arbitrum, Optimism, Scroll, Linea, Base, Tron, and more.

Open Symbiosis

LayerSwap

Ethereum, Solana, Arbitrum, Base, Avalanche, Optimism, Polygon, Starknet, zkSync, BSC, and more.

Open LayerSwap

Rubic

Ethereum, BSC, Polygon, Avalanche, Arbitrum, Solana, Tron, Aptos, Near, and 20+ more chains.

Open Rubic

What you can build — or use — today

TON already has a growing DeFi ecosystem. Build on top of existing protocols or launch your own.

Trading & swaps

Decentralized exchanges like STON.fi and DeDust let users swap tokens with low fees and deep liquidity. Automated market makers handle order matching on-chain, so there's no central operator and no custody risk. Build custom trading interfaces, aggregate across multiple DEXes, or integrate swap widgets directly into your Telegram Mini App for seamless in-chat trading.

Open STON.fi

Lending & borrowing

Protocols like EVAA enable deposit, lending, and borrowing on TON. Suppliers earn yield on idle assets while borrowers access capital without selling their positions. All collateral ratios, interest rates, and liquidation thresholds are managed by smart contracts — fully transparent and non-custodial. Build lending markets, integrate borrow flows into wallets, or create structured products on top of existing liquidity pools.

Open EVAA

Yield & staking

Liquid staking lets users earn validator rewards while keeping assets usable across DeFi. Stake TON and receive a liquid receipt token that can be used as collateral, traded, or deposited into yield strategies — no lock-up required. Validators secure the network while stakers stay liquid. Build yield aggregators, auto-compounding vaults, or staking dashboards that make earning on TON as simple as tapping a button.

Explore staking

Why builders choose TON for DeFi

<1s Finality

Blocks confirm in under one second. Swaps, loans, and settlement feel instant — the speed DeFi users demand.

<$0.01 Per transaction

Micro-transactions are practical. Users interact with protocols frequently without fee anxiety eating into returns.

1B+ Telegram users

Every DeFi app you build has a built-in path to Telegram's audience. No cold-start problem, no app store approvals.

Ready to build DeFi on TON?

From smart contracts to production dApps — the tools, liquidity, and users are waiting.

Start building on TON